Monthly Archives: November 2008

Capital and Risk-Sharing: Smart Crisis-Fighting Tools That Should Be Used Much More

I’m glad to see the government is finally using 2 “smart” tools – capital and risk sharing –  to help address the financial institution panic and resulting failures we have seen since earlier in 2008, which have seriously escalated the financial and economic crisis facing the US and global economies today. While these tools don’t comprehensively address the myriad of financial and economic issues facing the US or the world today, they:

 
·         Help stabilize Banks when no other 3rd party can/will do so — this is critical to stabilizing consumer sentiment, the markets and economy.
 
·         Are leveraged in their impact to the real economy — because banks typically lend $10 to $20 for every dollar in capital they hold.
 
·         Help minimize the tax-payer bill from all this government investing and intervention by acknowledging the uncertainty around where the housing and credit/financial markets will bottom out, and putting a “cap” on the maximum losses a private investor can incur on an investment  
 
·         Help establish a floor for asset values (by limiting downside risk for investors): and therefore support and encourage the return of private investors into the capital markets
 
The need for government provided capital was obvious to me months ago at Indymac since such a significant capital infusion would likely have prevented the Bank’s failure and no private capital was available for the job. Every investor who had invested capital into any financial institution in the 12 months leading up to Indymac’s failure had lost all or a big portion of their money by the summer of 2008, so this lack of private capital was a rational market outcome. And risk sharing can and should reduce the size of the loss the government creates by selling Indymac’s assets as it will help mitigate the negative financial impact of the fact that Indymac’s assets are being sold by the government into the worst housing asset market since the Great Depression.    
 
A wise man once said it was possible to “transform a breakdown into a breakthrough” and I think the tools above can be powerfully applied to the global economy today. After all, no large company is just a “US” company today. All major American companies are generally global in the markets they serve, the organizations they work with, and the workforces they leverage (even “little Indymac” which only operated in the US supported over 1000 employees in India). So by supporting US Banks and Financial Institutions the US government is already supporting the global economy (not just the US economy).
 
Why not do this more directly and on a bigger scale worldwide? As someone who is optimistic about the global economy’s long term prospects, I think we should. The US taking an ownership stake in a wide array of businesses all over the world could indeed help turn this breakdown into a breakthrough.

Culture as it Relates to Infinity

"Energy as it manifests in the linear can be related to in many different ways.

A proponent of this manifestation can translate quite differently through different cultures. The physical experience has many directions, it can go through all of them so differently it is difficult to summarize by words.

We can tell you that all physical experience whether positive or negative translates differently from culture to culture. This enables much growth eternally while enabling the culture to manifest itself accordingly… to the individual spiritual plan.

We are not hoping to confuse but to put a fine definition upon the experience while linear.

The opportunity to evolve while engaged in multi diverse cultures is indeed a gift. This gift enables a broad perspective for energies to design their own path to ascension.

Now if you are currently linear this may appear broad and undefinable, but if one truly desires evolution it is necessary to be this way.

Embrace your perspective, honor the culture. The culture does not have to define the ultimate moment but it is indeed an ingredient to all of it.

In the linear it is often mistakenly defined as the one and only way. In an eternal perspective this is often inadequate.

So we say embrace the culture but allow for the other experiences to have their say.

All in all it is the combined experience of culture that ultimately will make a difference.

We understand the inadequacy of this dissertation, however, it will be fruitful to embrace the multiplicity of all of it.

Adapted by "Veronica" channeled through Medium April Crawford – www.AprilCrawford.com

The Holiday Blur

 

Hello Every"one"

I must admit the last few day have been a blur.  I can’t imagine that the next few weeks will be any slower.  As I approach this holiday season I wonder what I will do to stay grounded and I am so grateful to have found INTENT! Thanks for giving my insanities in written form a platform. Venting will = Sanity!   =0.) Till my next post.

 

All my best

Cynthia

 

Terrorist Attack in Mumbai

We are jolted again by the horrific news of the terrorist attacks in Mumbai. No religion or nation, regardless of race and ethnicity, could ever condone the mass murder of innocents without forever condemning their souls to darkness. My heart goes out to the people who lost their lives and to untold others who have been left behind to pick up the pieces from this tragedy. As a Pakistani-American I have often enjoyed staying at the Taj hotel and have been welcomed warmly by Indians of all backgrounds. Having performed all over India with Junoon, including earlier this year, in Kashmir, tonight my heart is with India and its people. Your grief is our grief, your blood is our blood. Only together can we overcome the darkness of our times.

As a global community we need to be careful in not pointing the blame against any one religion, race or ethnic group. Fanning the flames of hatred at a sensitive time like this is not only foolish but could be potentially catastrophic. It is important that the media discriminates between peace-loving Muslims and terrorists who only bow to gods of hate, bigotry and fanaticism. The sentiment amongst all Pakistanis that I know is of shocked disbelief. As global citizens, I feel we have a greater responsibility to help create an atmosphere of calm and brotherhood in this emotionally charged environment. In Islam the taking of one innocent life is like killing the whole of humanity and all Muslims of conscience condemn this heinous act.

The Goat Lady

So we’ve lived in our own rural paradise for a year now. Being used to suburbs and urban settings, we’re used to lit roads at night. Not out here. There’s no coddling of drivers. No lights, lines (including divider!) are faded, the road is rough, and there aren’t railings or shoulders to keep you on the road in many spots.

When we first moved here, we found the lack of street lights most daunting. We even added driving lights to our two older cars to help. The one thing that never failed to cheer us was seeing ‘The Goat Lady’s’ house with her three very bright lights. We called her ‘The Goat Lady’ because of the large white goat she had in her yard.

She was the landmark on our otherwise dark, curving road, that indicated our drive down a private road was coming up. It became our saying every time we passed "Thank you Goat Lady for the lights!" We intended to meet her, but it never quite happened, I am ashamed to say.

So she came to tell us about needing to take down a mutual fence to have tree work done a week before Thanksgiving. We got to talking and found out many amazing things: about the changes in the area over 40 years, about her horrific car accident four years ago which led to a brain injury, about her artisitc career and that of her adult daughter’s, and that she lived alone but for her goat, Molly.

We share many of the brain injury symptoms–hers from an accident, mine from CFIDS/Fibromyalgia. She calls her post-accident brain her ‘New Brain,’ to remind herself of the changes. We shared strategies or ‘work-arounds’ for our brains and what things just didn’t work.

I also found out that she was recently alone, her mother having left the area. So we invited her to share Thanksgiving with us, and she accepted.  It turned into our best Thanksgiving ever!

We all chatted while the meal was made. Once we feasted, my better half worked with The Goat Lady on a computer program she was having trouble with. Then we played hearts (cards), and invited her to the movies with us. She declined the movie, but we still spent about five hours together learning more about each other and forging a brand new friendship.

We plan to invite her over again in December to share Hanukkah/Christmas/Winter Solstice together. The Goat Lady was a true treasure found almost in our own backyard and we’ll be reaching out for more in the future.

The Goat Lady

So we’ve lived in our own rural paradise for a year now. Being used to suburbs and urban settings, we’re used to lit roads at night. Not out here. There’s no coddling of drivers. No lights, lines (including divider!) are faded, the road is rough, and there aren’t railings or shoulders to keep you on the road in many spots.

When we first moved here, we found the lack of street lights most daunting. We even added driving lights to our two older cars to help. The one thing that never failed to cheer us was seeing ‘The Goat Lady’s’ house with her three very bright lights. We called her ‘The Goat Lady’ because of the large white goat she had in her yard.

She was the landmark on our otherwise dark, curving road, that indicated our drive down a private road was coming up. It became our saying every time we passed "Thank you Goat Lady for the lights!" We intended to meet her, but it never quite happened, I am ashamed to say.

So she came to tell us about needing to take down a mutual fence to have tree work done a week before Thanksgiving. We got to talking and found out many amazing things: about the changes in the area over 40 years, about her horrific car accident four years ago which led to a brain injury, about her artisitc career and that of her adult daughter’s, and that she lived alone but for her goat, Molly.

We share many of the brain injury symptoms–hers from an accident, mine from CFIDS/Fibromyalgia. She calls her post-accident brain her ‘New Brain,’ to remind herself of the changes. We shared strategies or ‘work-arounds’ for our brains and what things just didn’t work.

I also found out that she was recently alone, her mother having left the area. So we invited her to share Thanksgiving with us, and she accepted.  It turned into our best Thanksgiving ever!

We all chatted while the meal was made. Once we feasted, my better half worked with The Goat Lady on a computer program she was having trouble with. Then we played hearts (cards), and invited her to the movies with us. She declined the movie, but we still spent about five hours together learning more about each other and forging a brand new friendship.

We plan to invite her over again in December to share Hanukkah/Christmas/Winter Solstice together. The Goat Lady was a true treasure found almost in our own backyard and we’ll be reaching out for more in the future.

What have I done to support my Intent !!!

 

What have I done to support my Intent – “to be pure in life”
 
The other day I wrote my intent. Today I was pondering what have I done in last one month to support that? Here are those actions and thoughts:
1) Stopped being too critical of anything or anybody-“everything is happening as it should and everyone in this word is doing ones best as per given awareness
2) Taken a vow to observe honest practice in my consulting business, therefore left a few opportunities that were based on potential malpractices –“GOD protects those who protect Dharma”
3) Returned 6 dollars to ‘Safeway’ store which came to my pocket owing to miscalculation
4) Overlooked apparent faults of people with a sense that I might have been wrong than those people-“everyone is doing ones best as per the given awareness”
5) Did not misuse some opportunities given by fate, rather tried to control my inner urge to go against purity-based actions
6) Accepted other’s point of view before imposing my own
7) Started working on negative thought process regarding people

The Witness is the thoughtless observer within us, or a state of being in consciousness that is purely witnessing life take place without contemplating differences. A state of complete acceptance without personal predispositions that alter the event, find fault, take credit or judge. Reactions are present but not with any forethought or designs on the outcome, going with the flow in a thoughtless state of observing, which consequently is minus the doer or ego. The Witness is the Soul’s first contact in consciousness, the birth state of being, before the mind developed with a personality causing the Doer to step into the picture. The Soul or the Self is the Watcher of all, and on its own sees nothing but Eternity and God, but when the Watcher is attached to consciousness it turns into the Witness of the world. Then the witness eventually turns into the Doer after staking claim in the world as an independent thinker, so the mislead mind is the doer, and the witness is consciousness without thinking, and the pure Watcher is Reality without the witness. Cultivating the pure Witness back into the forefront of your life is the purpose of meditations and a very important step for the Spiritual Seeker.

Reclaiming that universal witness that exists in all living creatures, can be done during active times and inactive times. These different states of witnessing are both relatively hard to master, however well worth the effort, and the inactive Witness is the most important part of spirituality. Meditation techniques are geared towards different states of witnessing, and the experiences that follow are milestones on the spiritual path. Any activity in life can be done by remaining in the moment as the Witness, and this is a good step in garnering control of the mind by falling back into the Witness, keeps the mind at bay. There are different types of mind decoys available for meditating, which help in keeping the mind targeted on something repetitious as you slip behind into deeper states of witnessing. Many spiritual experiences happen within these different layers, but experiences in the “Samadhi State” are on a deeper level yet, which can change your outlook or understanding on life and God. In all cases, besides the finale awakening, the experiences are an indication of transitional periods in spiritually, which can be good or scary, and usually untranslatable.

The spiritual process through meditation delivers emotional stability and balance into ones life, and it can also help you control the direction of your mind. The constant redirection towards spiritual techniques or being the Witness, strengthens your control over the mind, allowing you to guide it and find the advance stages of thoughtless meditating. The pure Witness of this basic formless life force (consciousness) within, is the last meditating stage before one slips into the “Samadhi State”, which is beyond observing. It can be a long process, depending of course on your determination, but keeping the mind in silent repose is the key cornerstone to Enlightenment or Self-realization. For then, there is no way to go but further in, now that the world is rendered useless, discarded as the primary attention getter you cast your moorings aside for a new focus on the Eternal God.

‘Thanksgiving day’- a ‘Turkey day’

 

Being a vegetarian I did not know the ‘Tureky’ much as a popular food. In my last month though my knowledge on this bird has increased, thanks to the ‘Thanksgiving Day’. I shall also remember this day as ‘Turkey day’, a day when gratitude is expressed in general, with bodies of Turkey on table, stuffed with delicious ingredients. I do not know which agency recognizes a particular day as ‘mother day’, ‘father day’, ‘health day’ etc, but would like to call upon the same agency to name a few days as ‘vegetarian day’, ‘spiritual day’. I believe these two days would be important for strengthening the very basis of our existence as human being!!!

Spiritual being in a 7 year old body!!

 

So far from the family but so near I found them today when my wife told me about an incident related to my 7 years old daughter, which overwhelmed me emotionally to write this.
We keep learning and growing materially and spiritually and a few of us may excel more compared to others and a very rare soul may also have privilege of realizing absolute truth. However, generally if one simply takes note with alert mind, of signals of spiritualism appearing on regular basis in daily routine activities, one would be able to move on the right path if he/she is determined.
It is said that we are all spiritual beings, confined in a physical body that has free will limited by the influence of the past karmas. Here is the story of my daughter that upholds this truth and pushes me an inch forward on my belief on KARMA:
Two days ago, my daughter,7 years old and a student of 2nd standard was slapped by another senior girl who is a known brat in the circle. As usual in case of kids, she came back home in bad mood and her mother asked for the reason of her mood; she innocently narrated to her mother the reason. My wife is a very strong lady on both material as well as spiritual plane as compared to me who is weak in affairs on material plane. She asked my daughter why could she not return the slap, this she teaches her always to make her strong for survival but daughter never listens to her on this. However, the answer which came from my daughter was so very inspiring, she said-let her beat me as many time as she will like to but finally she would be tired of beating me and then we would be friend again. Simply amazing!!
For us it is a matter of concern as a parent when we think at material plane but when I look at it from spiritual angle, realize that we do not need to worry because good souls are always well protected by almighty. This perhaps tells us that a good soul will always tread the right path from very beginning. I think we are all spiritual being guided by the fate toward destiny. Destiny is influenced by the karmas, freedom for execution of present karmas is again limited by the influence of results of past karmas, in my opinion, and therefore I should focus on PURITY of KARMA every moment!!!
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