Tag Archives: Money

How to Keep Your Relationship Financially Safe

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One of the leading causes of divorce in the United States is finances. It’s easy for a couple to find themselves bitter, angry, and resentful toward the person they once loved more than anyone when finances are a problem. Whether it’s one person spending too much, one not being generous enough with their income, or ample debt, many couples find it difficult to overcome these issues when they don’t prevent them in the first place. Keeping a healthy financial relationship with your partner is the one of the most important aspects of any good marriage, and there are several ways to keep finances healthy. Continue reading

The 5 Best Ways to Prevent Money Arguments With Your Spouse

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According to CNBC, finances are the leading cause of stress in a relationship. 35% of people surveyed said that money was the primary cause of friction in their relationship. Managing your finances as a couple can be difficult, but it doesn’t have to be. Here are 5 tips to help you prevent money arguments with your spouse. Continue reading

Exercise Can Save Your Life and Your Money

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You can build an exercise program that will improve your mental health, your physical stamina and your future. All of these benefits can be yours with very little investment but for your time and the desire to take better care of yourself.

Start Small

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Moving your body through space is easy and extremely healthful. Adding just sixty minutes of brisk walking per week can help you maintain a healthy weight and reduce your risk of type-2 diabetes. All you need are some comfy shoes! Continue reading

Dealing With Financial Income Inequality in Marriage

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The love of money may be the root of all evil, but arguing about money is the third leading reason (at 22 percent) given for divorce. Going into a marriage, two partners think they’ll “make it work.” It turns out that blending what often are two disparate views about finances isn’t quite so easy, and the issues become even more intransigent if one or both partners refuse to talk about it. Here are some ways you might be able to avoid the dreaded “D” word, and we don’t mean Dallas. Continue reading

The Money is Hidden Inside You

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There were millions upon millions of glittering lights shattering the night, tall neon-lit buildings reaching up to the sky, black limousines, bright red Ferraris and silver Porsches gliding slowly and elegantly down the main strip.

As my buddy and I walked down the Las Vegas strip late one summer night, I asked, “What would it be like to own all of this – to own all the money, land, buildings, and cars in the world?”  “I can’t even imagine,” my friend replied. “But what if you owned all of this, and you were the only person on the planet? Then what would it all be worth?” My buddy just stared at me in stunned silence.

What is money really? What gives it its value? No other species on earth finds any value in gold, silver, diamonds, or least of all, in paper with official looking numbers printed on it. You can’t eat it. You can’t plant it. You can’t mate with it. Gold does not make the best protective armor because it’s too soft. It makes for lousy tips of spears and arrows. So where does the real value in money come from?  Continue reading

Dealing with Financial Income Inequality in Marriage

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Arguments over money are the number one reason for marital stress. Couples often have different ideas about their role in earning and spending the household finances. When one spouse makes considerably more money than the other, guilt, resentment, and power struggles can also come into play. For the sake of your marriage, it’s important to understand the stress financial inequality can have on your relationship. Doing so can help alleviate misunderstandings and strengthen your marriage.

Continue reading

Save Money With Tips From The TV

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Keeping track of personal finances and establishing responsible money-management habits is never easy. Just the thought of creating a budget or learning about financial planning makes some people’s heads spin, making it difficult to move forward onto bigger and better experiences in the future.

There are plenty of books and websites out there with helpful tips and tricks, but with television still being the second-biggest time commitment in the lives of everyday Americans, it’s there we turn our attention to today. Here are just a few great programs that give viewers practical advice and information to improve their financial well-being: Continue reading

One World: Josh Siegel on Maintaining Financial Community

Josh SiegelAs humans we are drawn to other humans. We find comfort and strength in bonding together to form close knit groups that keep in mind the interests of the entire group rather than focusing solely on the needs of any one individuals. We call these groups communities and we create them in nearly every aspect of our lives; our neighborhoods are communities, at work we may have another close knit community and via the web, we can have communities based on common interests not bound by geography. With community playing such a key role in our lives, it seems like a natural step to create financial communities. This was the vision that Josh Siegel had in 2003 when he founded StoneCastle Partners which has grown to be one of the largest and most respected firms in Community Banking.

“It’s the purest of banking,” Siegel explained recently in an interview with Deepak Chopra for the series One World on Newswire.fm. “All they do is they collect the local dollars of people like us, they put in together and give it to a person in their community; its very community oriented.  Its starting a business, it’s buying their first house. It’s doing something very connected and personal.”

These community banks are not only better in terms of the personal touch that they provide; they also tend to do a better job fiscally as well. “They lose less money, believe it or not, than the money center banks, they earn a better rate of return for their investors and they do more good,” says Siegel. In other words, they do everything that the larger mega banks do but on a manageable scale which allows them to be more successful.

It’s a simple and refreshing model; one that keeps a community’s money in that community and making sure those dollars are working for the people who need them. Josh recounts unusual stories of community banks helping in towns where natural disasters have hit without focusing on how they will recoup profits. Why? Because the banker is a member of that community and has a personal connection to the people with whom he does business. It is the humanization of fiscal responsibility. Banks don’t have to be the huge, profiteering machines that they so often turn into. Banks can and should treat people like people. It’s not just a pipe dream. Josh Siegel has proven that it works.

You can see Josh’s entire interview here.

I Intend to Keep Holiday Happiness All Year Round

flowerhappinessI have to say the holidays from Thanksgiving to New Year are my most favorite, but not just because of all the festivities. The family and food and wine and chocolate, and I love to give gifts. My mom is the most amazing seamstress and every year we create something for her to make. We give them as gifts; made by hand and imbued with our love.  There is such sweetness in thinking of each person, what will bring a twinkle in their eye and a deep wrinkle-causing smile to their face.

That smile is what I love.  For most of the year, getting my friends and family to smile like that seems harder than convincing Kim Jong Il to admit he’s been holding Elvis Presley hostage all these years. Seriously, life seems to be so full of busy this and busy that these days, we often don’t take the time to stop and smile from the depths of our soul, a smile so wide our eyes squint and we see the world just a little bit differently.

But something happens just after we take that first bite of Turkey. It’s like the Turkey (or maybe it’s stuffing, could be the stuffing) alters our DNA. It’s as if eating pumpkin pie (or any holiday pie) is the magic porthole that sucks us into another dimension where life is just…well…altered. I look around and everything appears to be softer, diffused, and just a little bit blurry, in a good way. All the worries of the year seem like a distant memory.  And everyone is smiling like a Cheshire cat.

And just like Alice in her wonderland, I too have fallen down a rabbit hole, but this one is warm and fuzzy and full of love and all things good, and I have no desire to find my way out of it. I float about this new world where everything is made of candy canes and marshmallows and even as the snow falls, I still feel warm wrapped in my favorite winter scarf, that one I only seem to wear during the holidays.

The vibrations of love and joy wind upwards all the way to January 2nd where I wake up, and after surveying the empty champagne bottles and confetti, realize that somewhere in the night I transported back to reality. I see the pile of bills on the table by the door, the Christmas tree is looking dry and tired, and dust has collected in the nooks and crannies of my collection of Santa’s from around the world. And I know it’s time to put it all away for another year.

And for a while I feel sad. I miss my house filled with people, all laughing and singing, having too forgotten about their woes for a while. I miss the jolly feeling I carry with me, as if I’ve had just enough bubbly to make me float. My feet are firmly on the ground now, ready to face another year of busy this and busy that.

With each year that passes, I notice I’m less interested in the New Years resolutions. I’m less interested in creating vision boards I probably won’t live up to, and I know that life will creep up on me and chaos will ensue. I like it that way. I’ll dream a dream and go about bringing it to life; I need not make a list for that to occur, and dreaming and doing is what we humans do, after all. But as we embark on another year of living, I reflect back on the years I’ve already lived and I am happy with all my doing. For sure there is more I could do, more I should do and more I want to do, and I will, but underneath all of that, there is a smile as wide as Texas and this year I’ve decided not to put that smile away with the Christmas lights and the stockings. This year I intend to wear that smile all through the seasons. And when I begin to forget that feeling of warmth from the fire I sat by on Christmas Eve, when I lose site of the glow that shines from the holiday lights that herald the joyous season, I’ll put on my scarf, close my eyes and smile like a kid on Christmas morning.

Like Betsy’s intent? Support, share and adopt these similar intents on Intent.com!

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Intent to stay positive

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