Tag Archives: Money

The 5 Best Ways to Prevent Money Arguments With Your Spouse

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According to CNBC, finances are the leading cause of stress in a relationship. 35% of people surveyed said that money was the primary cause of friction in their relationship. Managing your finances as a couple can be difficult, but it doesn’t have to be. Here are 5 tips to help you prevent money arguments with your spouse. Continue reading

Exercise Can Save Your Life and Your Money

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You can build an exercise program that will improve your mental health, your physical stamina and your future. All of these benefits can be yours with very little investment but for your time and the desire to take better care of yourself.

Start Small

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Moving your body through space is easy and extremely healthful. Adding just sixty minutes of brisk walking per week can help you maintain a healthy weight and reduce your risk of type-2 diabetes. All you need are some comfy shoes! Continue reading

Dealing With Financial Income Inequality in Marriage

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The love of money may be the root of all evil, but arguing about money is the third leading reason (at 22 percent) given for divorce. Going into a marriage, two partners think they’ll “make it work.” It turns out that blending what often are two disparate views about finances isn’t quite so easy, and the issues become even more intransigent if one or both partners refuse to talk about it. Here are some ways you might be able to avoid the dreaded “D” word, and we don’t mean Dallas. Continue reading

The Money is Hidden Inside You

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There were millions upon millions of glittering lights shattering the night, tall neon-lit buildings reaching up to the sky, black limousines, bright red Ferraris and silver Porsches gliding slowly and elegantly down the main strip.

As my buddy and I walked down the Las Vegas strip late one summer night, I asked, “What would it be like to own all of this – to own all the money, land, buildings, and cars in the world?”  “I can’t even imagine,” my friend replied. “But what if you owned all of this, and you were the only person on the planet? Then what would it all be worth?” My buddy just stared at me in stunned silence.

What is money really? What gives it its value? No other species on earth finds any value in gold, silver, diamonds, or least of all, in paper with official looking numbers printed on it. You can’t eat it. You can’t plant it. You can’t mate with it. Gold does not make the best protective armor because it’s too soft. It makes for lousy tips of spears and arrows. So where does the real value in money come from?  Continue reading

Dealing with Financial Income Inequality in Marriage

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Arguments over money are the number one reason for marital stress. Couples often have different ideas about their role in earning and spending the household finances. When one spouse makes considerably more money than the other, guilt, resentment, and power struggles can also come into play. For the sake of your marriage, it’s important to understand the stress financial inequality can have on your relationship. Doing so can help alleviate misunderstandings and strengthen your marriage.

Continue reading

Save Money With Tips From The TV

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Keeping track of personal finances and establishing responsible money-management habits is never easy. Just the thought of creating a budget or learning about financial planning makes some people’s heads spin, making it difficult to move forward onto bigger and better experiences in the future.

There are plenty of books and websites out there with helpful tips and tricks, but with television still being the second-biggest time commitment in the lives of everyday Americans, it’s there we turn our attention to today. Here are just a few great programs that give viewers practical advice and information to improve their financial well-being: Continue reading

One World: Josh Siegel on Maintaining Financial Community

Josh SiegelAs humans we are drawn to other humans. We find comfort and strength in bonding together to form close knit groups that keep in mind the interests of the entire group rather than focusing solely on the needs of any one individuals. We call these groups communities and we create them in nearly every aspect of our lives; our neighborhoods are communities, at work we may have another close knit community and via the web, we can have communities based on common interests not bound by geography. With community playing such a key role in our lives, it seems like a natural step to create financial communities. This was the vision that Josh Siegel had in 2003 when he founded StoneCastle Partners which has grown to be one of the largest and most respected firms in Community Banking.

“It’s the purest of banking,” Siegel explained recently in an interview with Deepak Chopra for the series One World on Newswire.fm. “All they do is they collect the local dollars of people like us, they put in together and give it to a person in their community; its very community oriented.  Its starting a business, it’s buying their first house. It’s doing something very connected and personal.”

These community banks are not only better in terms of the personal touch that they provide; they also tend to do a better job fiscally as well. “They lose less money, believe it or not, than the money center banks, they earn a better rate of return for their investors and they do more good,” says Siegel. In other words, they do everything that the larger mega banks do but on a manageable scale which allows them to be more successful.

It’s a simple and refreshing model; one that keeps a community’s money in that community and making sure those dollars are working for the people who need them. Josh recounts unusual stories of community banks helping in towns where natural disasters have hit without focusing on how they will recoup profits. Why? Because the banker is a member of that community and has a personal connection to the people with whom he does business. It is the humanization of fiscal responsibility. Banks don’t have to be the huge, profiteering machines that they so often turn into. Banks can and should treat people like people. It’s not just a pipe dream. Josh Siegel has proven that it works.

You can see Josh’s entire interview here.

I Intend to Keep Holiday Happiness All Year Round

flowerhappinessI have to say the holidays from Thanksgiving to New Year are my most favorite, but not just because of all the festivities. The family and food and wine and chocolate, and I love to give gifts. My mom is the most amazing seamstress and every year we create something for her to make. We give them as gifts; made by hand and imbued with our love.  There is such sweetness in thinking of each person, what will bring a twinkle in their eye and a deep wrinkle-causing smile to their face.

That smile is what I love.  For most of the year, getting my friends and family to smile like that seems harder than convincing Kim Jong Il to admit he’s been holding Elvis Presley hostage all these years. Seriously, life seems to be so full of busy this and busy that these days, we often don’t take the time to stop and smile from the depths of our soul, a smile so wide our eyes squint and we see the world just a little bit differently.

But something happens just after we take that first bite of Turkey. It’s like the Turkey (or maybe it’s stuffing, could be the stuffing) alters our DNA. It’s as if eating pumpkin pie (or any holiday pie) is the magic porthole that sucks us into another dimension where life is just…well…altered. I look around and everything appears to be softer, diffused, and just a little bit blurry, in a good way. All the worries of the year seem like a distant memory.  And everyone is smiling like a Cheshire cat.

And just like Alice in her wonderland, I too have fallen down a rabbit hole, but this one is warm and fuzzy and full of love and all things good, and I have no desire to find my way out of it. I float about this new world where everything is made of candy canes and marshmallows and even as the snow falls, I still feel warm wrapped in my favorite winter scarf, that one I only seem to wear during the holidays.

The vibrations of love and joy wind upwards all the way to January 2nd where I wake up, and after surveying the empty champagne bottles and confetti, realize that somewhere in the night I transported back to reality. I see the pile of bills on the table by the door, the Christmas tree is looking dry and tired, and dust has collected in the nooks and crannies of my collection of Santa’s from around the world. And I know it’s time to put it all away for another year.

And for a while I feel sad. I miss my house filled with people, all laughing and singing, having too forgotten about their woes for a while. I miss the jolly feeling I carry with me, as if I’ve had just enough bubbly to make me float. My feet are firmly on the ground now, ready to face another year of busy this and busy that.

With each year that passes, I notice I’m less interested in the New Years resolutions. I’m less interested in creating vision boards I probably won’t live up to, and I know that life will creep up on me and chaos will ensue. I like it that way. I’ll dream a dream and go about bringing it to life; I need not make a list for that to occur, and dreaming and doing is what we humans do, after all. But as we embark on another year of living, I reflect back on the years I’ve already lived and I am happy with all my doing. For sure there is more I could do, more I should do and more I want to do, and I will, but underneath all of that, there is a smile as wide as Texas and this year I’ve decided not to put that smile away with the Christmas lights and the stockings. This year I intend to wear that smile all through the seasons. And when I begin to forget that feeling of warmth from the fire I sat by on Christmas Eve, when I lose site of the glow that shines from the holiday lights that herald the joyous season, I’ll put on my scarf, close my eyes and smile like a kid on Christmas morning.

Like Betsy’s intent? Support, share and adopt these similar intents on Intent.com!

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Intent to stay positive

5 Quotes from Deepak to Help You De-Stress During the Busy Holiday Season

As we enter the height of the holiday season we know that emotions are running high. It’s an exciting time of year! But with that comes a lot of stress – between family, money, personal and professional success – so there can be a lot of negative thoughts hanging out as well. When trying to think of coping mechanisms to offer our readers naturally the first person who popped into our heads was the man who hasn’t lost his temper in over 20 years. What does he say about stress? There are dozens of Deepak recommended stress relief routes but we compiled a few of our favorite quotes to help you get started.

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Being able to take a step back from a situation that is causing you to go negative can be beyond helpful. In some cases simply being able to let go of a problem because it’s not worth the negative energy is amazing. In others, walking away entirely may not be an option but if you can gain a new perspective you can see a new possible solution that refreshes your efforts and makes the problem easier to solve. If you know that certain situations cause you a higher level of stress then you can create the wherewithal to avoid them.

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Realizing the power, or lack there of, of your thoughts can be really helpful as well. Allow your mind to have them but don’t assign them any particular weight. Take a moment to be silent, allow your mind the thoughts that are causing you so much trouble and then let them go, because they are just that – thoughts. That only changes when you allow them to become actions.

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People constantly underestimate the value of sleep. When you are feeling tired and fatigued, allowing your body to refresh can give you a whole new round of energy to tackle your battles. If you can do yourself just one favor this holiday season make sure it is that you are allowing your body (and thus your mind and spirit) to take a break every once in a while. Being refreshed automatically puts you in a healthier state of mind to take on the tasks of the day.

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Our physical state reflects how we are experiencing the world – so if we stay in a state of stress or negativity it will manifest itself in our physical presence. This is why it is so vital not to dwell in those states. Remember to breathe, walk away if you can, or find the place within yourself where you feel centered and calm. Look for the positive silver linings of a situation to help you wade through the darker aspects. When you have faith that there is a light at the end of the tunnel you create a brighter outlook for yourself and that outlook will also manifest itself physically and give you more motivation to move on.

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Meditation. It is our number one recommended method of detoxing your body and spirit of stress and negativity. You don’t have to spend hours a day – just take two minutes between your tasks to be silent and breathe. Just sixty seconds can allow you to find your center and calm. Taking these mini breaks can help you remain balanced when everyone and everything else is driving you crazy. Every little bit helps and if it stops you from exploding then you’ll feel all that much better for it.

Do you have a favorite quote that helps you de-stress in a moment of panic? Share it with us in the comments below!

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