Tag Archives: positive change

5 Intents to Help You Rejuvenate Your Finances this Spring


First blossoms of Spring, the season of renewal and rebirth

Earlier this week the vernal equinox heralded in the much anticipated Spring season with the cold, short and dreary days of winter eventually giving way to longer, warmer and sunnier days. The arrival of Spring signifies a time of rebirth, renewal and rejuvenation – a time for new beginnings, new possibilities and new hope since that which lay dormant in the winter is now able to blossom and flourish. In fact, in my Persian heritage, the arrival of Spring marks the beginning of the Persian New Year (Norooz, literally “New Day”) which we honor, as we have for thousands of years, as a season for renewal, both within ourselves as individuals as well as in nature and the world all around us.

This spirit of renewal can be applied to anything in our lives and given my role/expertise in helping my clients learn about money and personal financial matters, the message which I’d like to share with those who wish to rejuvenate their finances is that there’s no better time to get started than during this beautiful season of renewal. Of course, there is no cookie cutter formula since everyone has different aptitudes, life circumstances, goals, etc. Also, the  process of becoming more financially literate and empowered does not happen overnight. It is a habit, which if adopted consistently over time, can become a valuable asset to one’s life with far-reaching ramifications.

For those of you who have a desire to take control of your financial health but don’t know exactly where to start, the first step is to begin with a commitment toward adopting a new mindset and an openness to a new way of doing things. With consistent daily practice of keeping your hearts open and your minds ready to accept new and positive messaging, it will become easier for you to take the steps necessary to identify and work toward reaching your own unique financial goals. Focus on making small changes, but do so consistently to yield big results.

In celebration of the season of renewal, I’m dedicating my inaugural post on the Intent Blog to the community of individuals who seek financial empowerment. I’m honored to share with you a series of five intents which can be incorporated into your daily consciousness to help you create the proper mental and spiritual environment for improved financial wellness. Whether you choose to focus on a single intent or all five, make sure to connect with the chosen intent(s) on a consistent basis (ideally daily) since the application of a consistent effort is the key to success in anything that we do in life.

  • Intent #1:  I acknowledge that my financial wellness is a vital component of my overall wellness (which includes the wellness of my mind, body and spirit).
  • intent #2: With improved financial health I will be better able to be a force of positive change in the world.
  • Intent #3: By being mindful of my finances today, I will ensure a better future for myself and for my loved ones.
  • Intent #4: My finances are aligned with my beliefs and attitudes. My finances reflect who I am (and who I want to be).
  • Intent #5: I have the power to change my habits, thoughts and emotions about money. I will replace past mistakes and bad habits with positive inspirations and healthy habits each day.

As I stated before, there is no cookie cutter formula. There are as many unique ways to incorporate these intents into your life as there are unique individuals so feel free to find a method that works best for you. Based on my experience with my clients, I find that the individuals who are best able to harness the power of these intents are those who write them down, either in a journal or on index cards. As impactful as it is to fill your mind with positive thoughts, you’d be amazed by the power of writing your thoughts down on paper. Once you allow yourself to engage in some form of written self-expression, you’ll notice a tremedous release of creative energy from within. Whatever method you choose to follow as far as incorporating these intents in your life, make sure that it fits comfortably within your overall schedule and lifestyle. Start with baby steps and then expand as you need to over time.

I hope that these intents will be a useful first step in your journey toward financial empowerment and I look forward to sharing more posts with you in the future. If you have any comments, insights, etc., feel free to connect with me on this blog or via Facebook or Twitter.

Wishing you success,


President & Founder, Empowered Bookkeeping LLC

Are you a negative nagger?

LauraNagging at our kids, spouses, partners, coworkers, friends and family members is an all too common bad habit. Nagging has become a way of conversation, a way of life and a way of interacting with others. People nag for a variety of reasons that can include lack of communication skills, poor understanding of relationships and low self-esteem and feelings of self-confidence.

If you think you may be a negative nagger ask yourself the following:

  1. How many times do I bring up the same subject, topic or issue with people in my life when I am not happy with the current results?
  2. Why do I have to repeat my concerns, issues or criticisms of the person?
  3. How often do I say something positive, uplifting and complimentary to the person that I nag or to other people in my life?
  4. Do I comment on and highlight the faults of others when I don’t feel good about myself or something in my own life?
  5. Do I feel positive and loving towards myself or am I feeling unhappy or devalued?

Most people that nag don’t start out as naggers. They devolve into this communication pattern because they don’t know how to effectively communicate their concerns, issues or wants to the people in their life. What they don’t realize is that their constant criticisms and demands push those people farther away and make them less willing to be positive participants in life.

Changing negative nagging to positive communication isn’t an easy habit to break. Working with a life coach is a good option and will help you reflect upon your communication styles and make changes. Counselors and therapists can also help with working on your own view of yourself. When people are happy and content with themselves there isn’t room for nagging; they are too busy noticing all the wonderful things those about them are doing.

The Importance Of The People Around You

sky dive

One of the hardest things that people in recovery from an addiction have to deal with is their relationships with the people in their world. While dependency and co-dependency often go hand in hand, there are also more peripheral relationships that can be toxic to a person in recovery. These toxic people are so negative, so dark and so destructive that they have to be removed from your life to allow helpful, positive and supportive people to come in.

Toxic people are all around us in the world. In my book, “The Law of Sobriety”, I talk about the effects of these individuals. Often they are very subversive and covert in their negativity, which can be even more difficult to understand. It may be hard to explain and see the havoc they are causing at first glance. Key signs of a toxic person to your recovery include:

  • A person that always sees that the glass is half empty and never sees the glass as half full.
  • The person that always just wants to “reality check” if something is a good decision, particularly if it is something that would take you in a direction away from them. The reality check always results in you deciding not to do that specific thing.
  • A person that always makes you feel unsettled, unhappy or dissatisfied with your life or some aspect of your life whenever you are around them.

These people often have a very strong influence on a person in recovery. They can tear down all the hard work that the addict and the therapist do, but it is always done under the guise of trying to be a friend. Friends don’t discourage, friends encourage. Friends don’t focus on the negative, they encourage you to stay positive and move forward in your life.

Getting a toxic person out of your life is often a difficult issue to deal with. However, once you have that negativity out of your environment you will find that positive people come in to fill that gap, inspiring you to keep moving forward and seeking new opportunities as you move down the road of recovery.

Sherry Gaba LCSW, Psychotherapist, Life & Recovery Coach is featured Celebrity Rehab on VH1. Sherry is the author of “The Law of Sobriety” which uses the law of attraction to recover from any addiction. Please download your  free E books at http://thelawofsobriety.com/store/   Contact Sherry at sherry@sgabatherapy.com for webinars, teleseminars, coaching packages and speaking engagements. Listen to Sherry on “A Moment of Change with Sherry Gaba”on CBS Radio

Creative Commons License photo credit: Bilal Kamoon


Ready For Change: Declaring Our Intentions

If you want to produce change in your life, take the time to declare it to the universe in whatever way feels right.

There comes a point in most of our lives when we feel ready to experience a change we’ve had trouble carrying out. Maybe we’ve been stuck in a home, a relationship, job, or a town that hasn’t felt right for a long time, but we’ve been unable to shift our circumstances in the direction we want to go. At times like this, it can help to declare to the universe that we are ready for a change. Think of it as informing a helpful friend that you need her assistance to move to the next level in your life. If the time is right, the universe will respond with opportunities and offers designed to help you create the change you wish to see.

You can begin the process of making your declaration by getting clear within yourself about what exactly you want to change. Whenever we ask anyone for help, they can assist us that much better if we are specific. The universe also appreciates our clarity and has an easier time answering a direct communication than a vague yearning. When you are clear on what you want, write your declaration on a piece of paper and place it on your altar, if you have one. If you don’t, you can also place it under your pillow or in a box on your nightstand. Set aside a period of time every day to be silent with your wishes for change, repeating your declaration like a mantra. This lets the universe know that you are ready to change and will be receptive to its efforts.

Feel free to continue to refine and redefine your declaration, and remember to be open to the many different ways in which the change you seek might come to be. Remember also to be active in your own efforts, taking opportunities that come your way, watching for signs, and always taking responsibility for your intentions. If things don’t happen quickly, try not to be discouraged; it might take time to free up energy that has been blocked and possibly serving a purpose beyond what we can understand. If you continue your conversation with the universe, declaring yourself clearly and openly, you cannot help but experience the magic of changing and being changed.

Positive Change to Make 2010 a Year of Renewal

I look to the beginning of the year as an opportunity to start fresh, renew, with changes that I want to bring into my life. But first, I have to be clear on what it is that I want or what areas of my life I want to renew. Many years ago, I used to think that change was a negative concept, that it meant chaos or even loss of something. Over the years, I have found, though, that change can be about creating more joy, balance or fulfillment –increasing the good. This kind of change also is more likely to create something more enduring.

The other thing about change is that I used to approach it with what I didn’t want more of in my life. Change meant "ditch this, move on."  Or another, "I’m not happy with the way my clothes are fitting. I need to lose some weight."  I used to be a human yo-yo. I completely overlooked change as the agent of  "I really love this. What can I do to create more of this in  my life? What is it that does work for me?" This shift in perspective was significant. For instance, if I want to have more energy and feel good physically, the change for me would be working out more regularly and eating foods that make me feel more vital — fresh, whole foods instead of processed, refined ones and drinking more water. A nice side effect of making this kind of change, in addition to more energy and and health, is my clothes end up fitting better.

The focus is on increasing or adding something that is good for me, not on, here’s the word — loss

Once you figure out what you want to manifest in your life, what next? The answer shouldn’t surprise — goals. Setting a goal is like creating a road map to get where you want to go. Without them, things can fall apart pretty easily. The tricky thing with goals is they have to be realistic. You can be your own saboteur in the success of a goal if it is not realistic for you. For instance, a sabotage that I used to do was giving myself a timeline that was just not workable in the attainment of the goal. I would get enthusiastic and think that I could accomplish it in much less time than was possible for me. Then when I didn’t make the goal within that time frame, I would think that I failed and sometimes even give up on it. I would occasionally even top it with the cherry of being hard on myself for failing. Small steps work.  They really, really do.

Okay, you’ve set a realistic goal. The next step is in the time management of adding something new into your life — prioritization:

1) Write down a list of ideas of things you can do to attain that goal.

2) Brake this list down into pieces — manageable steps.

3) Figure out what small step(s) you can take tomorrow or this week toward your goal, the next week, the week       after, and so on.

4) Prioritize it into your schedule, giving it as much importance on your list as your other priorities.

If you find that you are shoving it to the side on a regular basis, it is not being given priority on your list. If you miss a day or even a few days, dust yourself off and pick it up again. Even laughter and fun are important priorities in a balanced, fulfilling life!

Mary Claire O’Neal is a communication consultant, coach and author of the award winning book, Becoming What You Want to see in the World.  For more information: www.maryclaireoneal.com

PHOTO: Flickr / jspad

Interviews Ron Chapman author “Seeing True” 90 contemplations in 90 days

Ron Chapman author "Seeing True" 90 contemplations in 90 days, a clear guide laid out in easy-to-follow, day-by-day steps for examining your life and ultimately, transforming it. Instead of 90 meetings in 90 days, how about 90 contemplations in 90 days! Seeing True, by Ronald Chapman uses humor and storytelling to assist readers and listeners in seeing past our usual perceptions of people, things and circumstances, to the Reality that is on the other side of our misperceptions. He’s the principal of Magnetic North LLC, has been an inspirational and motivational speaker and organization development consultant and coach since 1995. Listen to entire interview at: http://www.bradleyquick.com/seeing-true-90-contemplations-in-90-days

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